Operator of the Website

This site is owned and operated by Journey Mortgages LTD

General Statement

The following Terms and Conditions govern your use of the Journey Mortgages LTD website. Please read them carefully before accessing or using the site.

By accessing this website, you agree to be bound by the terms, conditions, policies, and disclaimers outlined here and elsewhere on the site (“general conditions”). If you do not agree with any part of these conditions, you should not use this site.

[Company Name], its affiliates, and suppliers provide data, information, and services on this website subject to your acceptance, without modification, of the general conditions. The content on this website is for general guidance only and should not be relied upon as personalised financial advice. You should seek advice specific to your individual needs and circumstances from a qualified adviser.

While Journey Mortgages LTD takes reasonable steps to ensure the accuracy and currency of information on this site, we make no warranties or representations as to its completeness, timeliness, or accuracy. Journey Mortgages LTD is not liable for any loss or damage arising directly or indirectly from the use of, or reliance on, any information or material contained on this website.

We may make improvements or changes to the content at any time without notice. Journey Mortgages LTD reserves the right to update or amend these general conditions, and we encourage users to review them periodically.

Regulatory Disclosure

Journey Mortgages LTD, trading as Journey Mortgages is a Financial Advice Provider licensed by the Financial Markets Authority (FMA) to provide financial advice services (FSP NZBN 9429047806658. Any financial information on this website is general in nature and does not constitute regulated financial advice under the Financial Markets Conduct Act 2013.

Before acting on any information, you should consider whether it is appropriate for your needs. For personalised advice, please speak with one of our registered financial advisers.

Privacy

Journey Mortgages LTD respects your privacy and is committed to complying with the Privacy Act 2020 (NZ). Any personal information you provide via this website (including through our enquiry forms) will be collected, stored, and used in accordance with our Privacy Policy. You may request access to and correction of any personal information we hold about you at any time.

We may monitor your use of this website to improve user experience and service delivery. No attempt is made to identify individuals unless they submit their contact details voluntarily.

Copyright

All content on this website is owned by Journey Mortgages LTD , its suppliers, and/or licensors unless otherwise specified. Content is protected under New Zealand and international copyright law, including the Copyright Act 1994 (NZ). You may download, display, and print material from this website for non-commercial use within your organisation or for private purposes only.

No licence is granted to reproduce, modify, communicate, publish, or commercially exploit the content in any way without our prior written permission.

Website Enquiry and Contact Forms

In addition to the general Terms & Conditions, the following apply to the use of our website enquiry forms:

By submitting your details, you consent to us using your information for the purpose it was provided.

• Contact details are required in order for us to respond to your enquiry.

• We aim to respond to all enquiries within five (5) business days.

• All personal information provided is subject to our Privacy Policy.

Governing Law

These Terms and Conditions are governed by the laws of New Zealand. By using this site, you agree to submit to the exclusive jurisdiction of the New Zealand courts in relation to any dispute that may arise.

 

 

Last Updated: June 2025