Terms & Conditions
Website Terms & Disclaimer
This site is owned and operated by Financial Literacy New Zealand t/a Journey Mortgages, operating as an Authorised Body under Finsure New Zealands Limited’s FAP (FSP1005389)
General Statement
The following Terms and Disclaimer govern your use of the Journey Mortgages website (journeymortgages.co.nz).
By accessing or using this site, you agree to these terms. If you do not agree, please exit the site immediately.
The content on this website is provided for general information only and does not constitute financial advice. Any financial information on this website is general in nature and does not constitute regulated financial advice as defined under the Financial Markets Conduct Act 2013. It does not take into account your personal circumstances or objectives. You should seek personalised financial advice from a licensed Financial Adviser before acting on any information.
Accuracy and Liability
While we take reasonable steps to ensure the accuracy and currency of the information provided, we make no guarantees as to its completeness or reliability.
We are not responsible for any loss or damage arising from your use of, or reliance on, this website or its content.
Access to the site may be temporarily unavailable due to maintenance or technical issues beyond our control.
Where liability cannot be excluded under New Zealand law, it is limited to the resupply of the relevant service.
Intellectual Property and Copyright
- All content on this website, including text, images, graphics, and logos, is owned or licensed by Journey Mortgages and protected by the Copyright Act 1994 (NZ).
- You may download or print materials for personal or internal business use only.
- You may not reproduce, distribute, or modify content without our prior written consent.
Privacy and Enquiry Forms
Any personal information submitted through this website will be collected and used in accordance with our Privacy Policy.By submitting a contact form or enquiry, you consent to us using your information for the purpose it was provided.
Governing Law
These Terms are governed by the laws of New Zealand.
By using this site, you agree to submit to the exclusive jurisdiction of the New Zealand courts.
Last Updated: Nov 2025