Welcome to Journey Mortgages

Guiding you through every step of your home loan journey

We have access to over 20+ lenders so you can be confident in us finding the right home loan to suit your individual circumstances

Journey Mortgages: Guiding you every step of the way

At Journey Mortgages, located in Christchurch, servicing across Canterbury and New Zealand, we understand that securing a mortgage isn’t just about numbers - it’s about shaping your future. Whether you’re stepping into your first home, embarking on a construction project, expanding your investment portfolio, or refinancing for a better financial fit, we’re here to help you navigate the complexities and simplify the process.

We specialise in construction loans, first-home buyers, investors, and restructing, ensuring tailored solutions that align with your financial goals.

We’re not just here for a single transaction - we’re your partner for the entire financial journey. From your first home to your next investment, we provide consistent, reliable advice so you always feel secure in your decisions.

At Journey Mortgages, your journey is our priority. Let’s take the next step together.

Contact Alex at Journey Mortgages on,

PH: 022 132 0373

email: on [email protected]

I'M LOOKING TO BUILD

At Journey Mortgages our Mortgage Advisers specialise in build and construction loans.

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I'M LOOKING TO BUY

Selecting a home is a significant decision, and finding the right mortgage is equally important. Our team, partnered with over 20+ lenders, can assist you in securing a competitive deal or identifying the perfect lender for your home loan needs.

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I'M LOOKING TO INVEST IN PROPERTY

Many Kiwis are seeking to get ahead by investing in real estate. With a wide array of products and lenders available, now is an excellent time to strategically expand or start your investment property portfolio.

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I'M LOOKING TO REFINANCE

As finance advisers, we provide clients with competitive rates and access to a broad selection of products available on the market. If you haven’t considered refinancing, you could be losing thousands of dollars each year. Contact us today to explore your options.

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Our featured customer reviews

At Journey Mortgages in Christchurch, we offer a distinctive experience that truly stands out by blending top-notch services with exceptional customer support. Listen to what our clients have to say about their experiences with us.

★★★★★

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Mark Belton in the last week

★★★★★

Rosie O'Shea a month ago

We had an awesome experience working with Alex, as first time buyers we had no clue what to do but Alex answered every big or small question we had. The process was easy, Alex listened to our goals, was very responsive and he was super relatable! We couldn’t have brought our first home without him and look forward to working with him in the future on for our mortgage needs. Highly recommend anyone to use Alex’s services he is amazing ☺️

★★★★★

Hayden Stockdale 2 months ago

Journey Mortgages was recommended to me by a work friend, and I'm glad they did. We had a reasonably complex set of changes that had to happen when changing banks. A change from personal bank accounts to a family trust along with a business account was required. This was done whilst also changing insurance providers which created a few more challenges. Alex was very patient and understanding of the time we needed to get our end in order and was great at explaining how the process would allow us to end up where we needed to be. Even our lawyer complimented Alex on how well he communicated and his understanding of what we needed. Thanks to Alex and his team for their excellent work. Much appreciated.

★★★★★

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Lily Middleton 3 months ago

My partner and I recently purchased our first home and were fortunate enough to have Alex's guidance and support throughout. He made the whole process seamless, answering every stressed call with honest advice and presenting all options in a way that made sense. Alex is highly knowledgeable and seems to never sleep (ha!), we always knew he was in our corner and could trust that he was trying to get the best for us. It took 3 go's to find our house and Alex got us in a position to buy each time. Would never go to anyone else and would recommend Journey Mortgages to everyone!

★★★★★

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Brittany Mountford-Moore 2 months ago

⭐️⭐️⭐️⭐️⭐️ Alex was absolutely fantastic to work with. He made the whole process of getting our mortgage and purchasing our property so much easier. He was helpful, understanding, and always contactable whenever we had questions or needed guidance. We really appreciated how approachable and supportive he was throughout the journey. Highly recommend Alex to anyone looking for mortgage advice or help with buying a property!

Common questions and answers

We offer competitive rates and take pride in being accessible to address any questions you may have throughout the life of your loan. Whether you’re buying your first home or are an experienced investor, we are dedicated to providing support whenever you need it.

What does a Mortgage Adviser do?

A Mortgage Adviser is a financial specialists who works with you to comprehend your borrowing goals and assess your loan eligibility. Unlike direct lenders, advisers offer a more personalised service and have access to a wide array of loans from various lenders. This allows them to find the most favourable interest rates and loan terms tailored to your individual needs.

Do you charge fees for home or investment loans?

When you secure a loan through a Mortgage Adviser, you won’t face any additional repayments or fees. Advisers earn a commission from the lender for bringing in new clients, but this doesn’t impact your interest rate or any other terms of your loan agreement.

Should I go for a fixed or variable rate?

As the name implies, variable-rate home loans have interest rates that can change over time, offering greater flexibility with features like redraw facilities and the option to make extra repayments. However, they do not provide fixed repayment amounts.

On the other hand, fixed-rate home loans offer stable monthly payments, allowing you to know exactly how much you’ll pay each month throughout the loan term. Although these loans might lack some of the flexible features associated with variable-rate loans, they offer peace of mind for those who prefer consistent budgeting.

When deciding on the right loan type for your needs, consider what matters most to you—whether it’s the flexibility offered by variable rates or the stability of fixed monthly payments.

Which lenders do you work with?

Through our partnership with a mortgage aggregator, we have the advantage of accessing loan options from over 20+ different lenders. This allows us to provide you with a wide range of tailored choices that best suit your individual needs and circumstances.