Disclaimer and Limitation of Liability

1. Content

The following Terms and Conditions govern your use of the Journey Mortgages LTD website. Please read them carefully before accessing or using the site.

The content of this website www.journeymortgages.co.nz, including text, graphics, software, and advertisements, is provided by Journey Mortgages LTD , its affiliates, contractors, and third-party contributors. While Journey Mortgages LTD takes reasonable steps to ensure the accuracy and currency of the information on this site, we make no guarantees that the content is complete, accurate, reliable, suitable, or up to date.

We do not warrant that your access to this website will be uninterrupted or error-free, or that the website or its hosting servers are free from viruses, malware, or other harmful components. You use this website at your own risk. Journey Mortgages LTD disclaims any liability for loss or damage, direct or indirect, that may result from your use of or reliance on this site or its content.

We reserve the right to update or change any content on the website at any time without prior notice.

If you believe any information on this website is inaccurate, outdated, or misleading, please contact us at alex@journeymortgages.co.nz .

1. Exclusions of Liability

To the maximum extent permitted by New Zealand law, Journey Mortgages LTD and its affiliates disclaim:

• All warranties, terms, and conditions (express or implied), including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy of information.

• Any liability for loss or damage (including consequential, incidental, indirect, or special damages) arising from the use of or reliance on the website or its content, even if advised of the possibility of such damages.

Where New Zealand law implies terms that cannot be lawfully excluded, our liability is limited, to the extent permitted by law, to the resupply of the relevant services.

Intellectual Property

All intellectual property on this website, including trademarks, logos, designs, and content, is owned or licensed by Journey Mortgages LTD unless otherwise indicated. You are not permitted to use, reproduce, or distribute any part of the website without the express written permission of Journey Mortgages LTD or the relevant rights holder.

Copyright

Unless otherwise stated, all content on this website is the property of Journey Mortgages LTD, its suppliers, or its licensors, and is protected under the Copyright Act 1994 (NZ) and international copyright laws. This content may be downloaded, displayed, printed, or reproduced for your own non-commercial use or internal business purposes only.

No license is granted to modify, republish, communicate, or commercially exploit any content on this website without our prior written consent.