Welcome to Journey Mortgages
Guiding you through every step of your home loan journey
We have access to over 20+ lenders so you can be confident in us finding the right home loan to suit your individual circumstances









Journey Mortgages: Guiding you every step of the way
At Journey Mortgages, located in Christchurch, servicing Christchurch, St Albans, Selwyn and all surrounding areas, we understand that securing a mortgage isn’t just about numbers—it’s about shaping your future. Whether you’re stepping into your first home, embarking on a construction project, expanding your investment portfolio, or refinancing for a better financial fit, we’re here to help you navigate the complexities and simplify the process.
Led by Alex, our dedicated Mortgage Adviser, Journey Mortgages offers expert advice with a personal touch. With five years of experience in the industry, Alex has assisted clients across New Zealand in making confident, informed decisions about their mortgages.
We specialise in construction loans, first-home buyers, investors, and refinancing, ensuring tailored solutions that align with your financial goals.
We’re not just here for a single transaction—we’re your partner for the entire financial journey. From your first home to your next investment, we provide consistent, reliable advice so you always feel secure in your decisions.
At Journey Mortgages, your journey is our priority. Let’s take the next step together.
Contact Alex at Journey Mortgages on,
PH: 022 132 0373
email: on alex@
Journey Mortgages is open for business from 8:30am to 5:00 pm Monday to Friday or 7 days by appointment.

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Is your current home loan costing you more than it should?
Take advantage of our complimentary home loan health check to evaluate your current mortgage situation. Reach out to our team today to explore how we can help reduce the cost of your existing home loan. You might save thousands of dollars over the life of your loan.
Our loan options
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At Journey Mortgages in Christchurch, we offer a distinctive experience that truly stands out by blending top-notch services with exceptional customer support. Listen to what our clients have to say about their experiences with us.
Common questions and answers
We offer competitive rates and take pride in being accessible to address any questions you may have throughout the life of your loan. Whether you’re buying your first home or are an experienced investor, we are dedicated to providing support whenever you need it.
What does a Mortgage Adviser do?
A Mortgage Adviser is a financial specialists who works with you to comprehend your borrowing goals and assess your loan eligibility. Unlike direct lenders, advisers offer a more personalised service and have access to a wide array of loans from various lenders. This allows them to find the most favourable interest rates and loan terms tailored to your individual needs.
Do you charge fees for home or investment loans?
When you secure a loan through a Mortgage Adviser, you won’t face any additional repayments or fees. Advisers earn a commission from the lender for bringing in new clients, but this doesn’t impact your interest rate or any other terms of your loan agreement.
Should I go for a fixed or variable rate?
As the name implies, variable-rate home loans have interest rates that can change over time, offering greater flexibility with features like redraw facilities and the option to make extra repayments. However, they do not provide fixed repayment amounts.
On the other hand, fixed-rate home loans offer stable monthly payments, allowing you to know exactly how much you’ll pay each month throughout the loan term. Although these loans might lack some of the flexible features associated with variable-rate loans, they offer peace of mind for those who prefer consistent budgeting.
When deciding on the right loan type for your needs, consider what matters most to you—whether it’s the flexibility offered by variable rates or the stability of fixed monthly payments.
Which lenders do you work with?
Through our partnership with a mortgage aggregator, we have the advantage of accessing loan options from over 20+ different lenders. This allows us to provide you with a wide range of tailored choices that best suit your individual needs and circumstances.